Bengaluru: TVS Credit Services Limited, a leading non-banking financial company (NBFC) in India, has announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company recorded a 21% increase in disbursements during 9M FY26 compared to the same period last year, reflecting steady demand across its lending segments.
For the nine months ended December 2025, TVS Credit reported Total Income of ₹5,351 crore, marking an 8% rise over 9M FY25. Profit After Tax (PAT) for the period stood at ₹658 crore, registering a year-on-year growth of 22%. Profit Before Tax (PBT) for 9M FY26 was ₹890 crore, up 23% compared to the corresponding period last year. Assets Under Management (AUM) as of December 2025 stood at ₹29,678 crore, representing a 9% increase over December 2024.
In Q3 FY26, the company delivered stable financial performance supported by healthy business momentum. Total Income for the quarter reached ₹1,870 crore, a growth of 9% compared to Q3 FY25. PBT for the quarter was ₹370 crore, reflecting a 15% rise year-on-year, while Net Profit After Tax stood at ₹272 crore, growing 13% over the same quarter last year. AUM as of December 2025 remained at ₹29,678 crore, up 9% compared to December 2024.
During the third quarter, TVS Credit benefited from positive customer sentiment following the implementation of GST 2.0 and a low-inflation environment, which supported demand across multiple product categories. The festive season also contributed to stronger disbursement volumes. The company continued to focus on balanced and risk-calibrated growth, while maintaining a diversified loan portfolio.
TVS Credit further strengthened its reach by deepening penetration in existing products, expanding its product mix and scaling its distribution network. At the same time, it enhanced operational efficiency and customer experience through technology-led initiatives.
For the nine months ended December 2025, the company disbursed loans to more than 41 lakh new customers, taking its total customer base to nearly 2.3 crore. This expansion highlights the company’s focus on broadening access to credit while maintaining prudent risk management practices.
Going forward, TVS Credit plans to continue leveraging digital platforms and innovation to drive business growth, improve service delivery and strengthen customer relationships. The company will also maintain a strong emphasis on disciplined risk management to ensure sustainable and profitable expansion.
