Card offers zero forex markup, airport privileges and up to 20% rewards on eligible travel bookings
Axis Bank and Scapia today launched the Scapia Axis Bank Credit Card, designed for digitally native, travel-focused consumers. Available on Mastercard and RuPay networks, the card brings payments, rewards and travel together through the Scapia app.
Cardholders can earn up to 20% rewards in Scapia Coins on eligible travel bookings and up to 10% rewards on eligible everyday spends outside the Scapia platform. Rewards can be redeemed across flights, stays, visas, experiences, shopping and more. The card comes with no joining or annual fee.
The offering also provides zero forex markup, Smart Forex functionality and airport privileges covering lounges, dining and premium retail. Customers can complete onboarding and manage the card digitally through the Scapia app.
Arnika Dixit, Group Head – Cards, Payments and Wealth Management, Axis Bank, said, “Our partnership with Scapia reflects a shared focus on building products that are simple, digital-first, and closely aligned with how customers experience travel today. By combining our capabilities in payments with Scapia’s travel ecosystem, we aim to create a more connected experience that goes beyond traditional co-branded offerings and delivers meaningful value across the customer journey. This collaboration is centred around making travel more intuitive and seamless for customers, with solutions that are better integrated into how they discover, plan, and experience their journeys—enabling greater convenience, flexibility, and value at every step.”
Anil Goteti, Founder and CEO, Scapia, said, “We are excited to partner with Axis Bank – this is a new chapter for us. Young Indians are travelling more than ever before, and we built Scapia to give them a financial product that matches that ambition. One app where they can spend, book their trips, shop for travel and earn rewards, all designed around the traveller. Our users have already taken Scapia to over 175 countries, and together with Axis Bank, we can now bring this to more Indians across the country.”
Gautam Aggarwal, President, India & South Asia, Mastercard, said, “Travel has become one of the most vibrant segments of India’s consumer economy, fuelled by rising aspirations, greater mobility, and stronger global connectivity. As travellers increasingly seek payment experiences that are seamless, secure, and globally accepted, collaborations such as this one become critical. Together with Axis Bank and Scapia, we are enabling a smarter travel payments experience that delivers greater convenience and confidence, helping consumers transact effortlessly wherever their journeys take them.”
Sohini Rajola, Executive Director Growth, NPCI, said, “RuPay has played a key role in driving the adoption of digital payments across India by making transactions simple, convenient, and accessible for consumers. Today, cardholders can link their RuPay Credit Card to their preferred UPI app and make seamless payments by simply scanning UPI QR codes across millions of merchants across the country. This partnership builds on that convenience by combining premium travel benefits with the reliability and widespread acceptance of the RuPay network, making travel rewards and experiences more accessible to a wider set of consumers.”
Onboarding for the Scapia Axis Bank Credit Card begins September 3, 2026.
