Ujjivan Small Finance Bank Ltd. (BSE: 542904; NSE: UJJIVANSFB) reported its financial results for Q2FY27, recording its highest-ever quarterly profit after tax (PAT) of ₹365 crore, up 199.9% year-on-year.
Deposits grew 29.2% to ₹50,643 crore, while the gross loan book rose 32.1% to ₹45,699 crore. Quarterly disbursements reached a record ₹10,495 crore. The secured portfolio grew 47% to ₹23,803 crore, accounting for 52.1% of the loan book. Affordable housing loans crossed ₹10,000 crore.
Asset quality improved, with GNPA and NNPA at 2.10% and 0.31%, respectively. Net interest income increased 35% to ₹1,244 crore.
The Board approved a ₹409 crore preferential issue to International Finance Corporation, Bajaj Life Insurance, HDFC Life Insurance and Aditya Birla Sun Life Insurance, subject to shareholder approval.
Ms. Carol Furtado, Whole Time Director and Interim CEO, said: “The Bank delivered highest quarterly PAT of ₹365 Cr, with RoA and RoE at 2.4% and 19.7%, respectively.”
She added that the bank would continue investing in distribution, technology and customer engagement, while remaining focused on sustainable growth. During H1 FY27, the bank added 104 branches and 1,335 employees.
